liability

What is Liability?

The Management Committee is ultimately accountable for the organisation.  They are therefore responsible or liable for the consequences of actions taken or not taken by the organisation, its staff or volunteers and other Management Committee members. 

What this means is that the Management Committee may be held responsible for making good any loss or damage (financial or otherwise) to the organisation or to third parties and may be held personally responsible, where relevant. 

Accountability

The Management Committee must be able to account for everything the organisation does. Even though your group or organisation may have paid staff and/or volunteers, the Management Committee is ultimately responsible and may be held liable for the consequences of actions taken or not taken.

However the Management Committee is not only required to be accountable, but to be able to demonstrate and communicate this to stakeholders by ensuring that appropriate systems and procedures are in place. By doing so, they reduce their risks of personal liability should things go wrong.

Liability

The Management Committee is ultimately accountable for the organisation.  They are therefore responsible or liable for the consequences of actions taken or not taken by the organisation, its staff or volunteers and other Management Committee members. 

What this means is that the Management Committee may be held responsible for making good any loss or damage (financial or otherwise) to the organisation or to third parties and may be held personally responsible, where relevant. 

Safeguarding Children, Young People and/or Adults at Risk Help! Sheet

The Management Committee is ultimately responsible for ensuring that these obligations are met. By so doing, they will help to safeguard, not only these vulnerable groups, but also the organisation, its staff and its volunteers.

The obligations placed on organisations are designed to ensure that they:

a) recruit suitable people to care for children, young people and adults at risk; and

b) operate on the basis of good practice policies and procedures in order to minimise the risk of harm to those in their care.

Insurance Help! Sheet

Types of insurance policy

Following is a brief summary of various types of insurance available:

Employer's Liability Insurance

If your group or organisation employs staff (full time or part time) it is required by law to purchase Employer's Liability Insurance.  This covers paid employees in the event of accident, disease or injury caused or made worse as a result of work or of employer's negligence.  In order to cover volunteers, in addition to staff, the policy must explicitly mention volunteers.

Checklist: Limiting Liability

A Management Committee that has all of the following measures in place will have significantly limited the risk of personal liability. 

Use this sheet as a checklist to assess how your committee measures up!

Area

Features of good practice

Yes?